Payment Policy

This Payment Policy (“Terms”) explains the billing and payment practices that apply to all purchases made through our website (https://ulmcenter.shop/).
By placing an order on our website, you agree to these Terms and authorize ULM Center to process your payment according to the details provided.

1. Accepted Payment Methods

ULM Center accepts the following secure payment methods for online purchases:

Visa
Mastercard
American Express
Discover
Diners Club
JCB
Apple Pay
Google Pay

All payment options are subject to availability at checkout.

2. Secure Payment Processing

All payments are processed through trusted and encrypted payment gateways that meet the highest security standards (PCI-DSS compliant).
For your protection, ULM Center does not store, access, or retain your credit or debit card information on our servers.
All sensitive payment details are handled directly by our payment partners.

3. Pricing and Taxes

All prices are listed in U.S. Dollars (USD).
Prices may change at any time without prior notice.
Applicable taxes, if any, will be calculated and displayed during checkout before payment.
Promotional discounts or coupon codes must be entered at the time of purchase; adjustments cannot be made after payment is completed.

4. Order Confirmation

After a successful transaction, you will receive an order confirmation email that includes your purchase summary and payment receipt.
If there is any issue processing your payment or confirming your order, our support team will reach out to you promptly for assistance.

5. Billing Information

You agree to provide accurate, complete, and up-to-date billing information for all orders.
By submitting your payment details, you authorize ULM Center to charge the total order amount, including product costs, shipping fees (if any), and applicable taxes.
Incorrect or incomplete billing details may result in order delays or cancellations.

6. Refunds and Returns

All refunds and returns are handled in accordance with our Return & Refund Policy.
Once an approved return is received and inspected, refunds are processed to the original payment method within 7 business days.
Please note that your bank or payment provider may take an additional 3–5 business days to post the credit.

7. Payment Disputes

If you notice an unauthorized charge or billing error, please contact our support team immediately at support@ulmcenter.shop.
We will investigate and resolve payment disputes promptly and fairly.
Unauthorized chargebacks or fraudulent claims may result in account suspension.

8. Changes to This Payment Policy

ULM Center reserves the right to update or modify this Payment Policy at any time without prior notice.
Any updates will be posted on our website.
Your continued use of our services after such changes constitutes your acceptance of the updated Terms.